:root{--bg:#f0f4f8;--surface:#fff;--primary:#1d4ed8;--primary-light:#dbeafe;--accent:#16a34a;--accent-light:#dcfce7;--warn:#dc2626;--warn-light:#fee2e2;--gold:#d97706;--gold-light:#fef3c7;--text:#0f172a;--text-muted:#64748b;--border:#e2e8f0;--radius:14px;--shadow:0 2px 12px rgba(0,0,0,0.08);--font:'Segoe UI',system-ui,sans-serif;}
body.hd{--bg:#faf7f0;--surface:#fffef8;--primary:#3d2b1f;--primary-light:#f5e6d3;--accent:#4a7c3f;--accent-light:#e8f5e2;--warn:#b5311f;--warn-light:#fde8e5;--gold:#b8860b;--gold-light:#fdf3c0;--text:#1a1208;--text-muted:#6b5744;--border:#c8b89a;--radius:6px;--shadow:4px 4px 0 rgba(61,43,31,0.12);--font:'Caveat','Comic Sans MS',cursive;}
*{box-sizing:border-box;margin:0;padding:0;}
body{font-family:var(--font);background:var(--bg);color:var(--text);min-height:100vh;display:flex;flex-direction:column;align-items:center;}
#app{width:100%;max-width:480px;min-height:100vh;display:flex;flex-direction:column;position:relative;}
.screen{flex:1;padding:20px 18px 90px;display:flex;flex-direction:column;gap:18px;animation:slideUp .25s ease;}
@keyframes slideUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
.card{background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);}
.hd .card{border-width:2px;box-shadow:4px 4px 0 var(--border);}
.btn{display:flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:var(--radius);border:none;font-family:var(--font);font-size:15px;font-weight:700;cursor:pointer;transition:all .18s;width:100%;}
.btn-primary{background:var(--primary);color:#fff;}
.btn-primary:hover{opacity:.9;transform:translateY(-1px);}
.hd .btn-primary{box-shadow:3px 3px 0 rgba(0,0,0,.2);}
.btn-secondary{background:var(--surface);color:var(--primary);border:2px solid var(--primary);}
.btn-secondary:hover{background:var(--primary-light);}
.btn-accent{background:var(--accent);color:#fff;}
.btn-ghost{background:transparent;color:var(--text-muted);border:1.5px solid var(--border);}
.btn-ghost:hover{border-color:var(--primary);color:var(--primary);}
.btn-sm{padding:8px 14px;font-size:13px;width:auto;}
.btn-warn{background:var(--warn);color:#fff;}
.field{display:flex;flex-direction:column;gap:6px;}
label{font-size:14px;font-weight:700;color:var(--text);}
.hint{font-size:12px;color:var(--text-muted);margin-top:-2px;line-height:1.4;}
input[type=text],input[type=email],input[type=number],input[type=password],select,textarea{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:calc(var(--radius) - 4px);font-family:var(--font);font-size:15px;color:var(--text);background:var(--surface);outline:none;transition:border-color .2s;}
input:focus,select:focus,textarea:focus{border-color:var(--primary);}
.hd input,.hd select{border-width:2px;}
.curr{position:relative;}
.curr::before{content:'$';position:absolute;left:13px;top:50%;transform:translateY(-50%);color:var(--text-muted);pointer-events:none;}
.curr input{padding-left:26px;}
.slider-row{display:flex;align-items:center;gap:10px;}
input[type=range]{flex:1;accent-color:var(--primary);}
.slider-val{font-weight:700;color:var(--primary);min-width:38px;text-align:right;}
.toggle-grp{display:flex;background:var(--bg);border:1.5px solid var(--border);border-radius:100px;padding:3px;gap:3px;}
.tgl-btn{flex:1;padding:8px 10px;border:none;border-radius:100px;background:transparent;font-family:var(--font);font-size:13px;font-weight:700;color:var(--text-muted);cursor:pointer;transition:all .2s;}
.tgl-btn.on{background:var(--surface);color:var(--primary);box-shadow:0 1px 4px rgba(0,0,0,.1);}
.section-title{font-size:22px;font-weight:700;}
.section-sub{font-size:14px;color:var(--text-muted);margin-top:3px;line-height:1.5;}
.steps{display:flex;gap:6px;justify-content:center;}
.step-dot{width:8px;height:8px;border-radius:50%;background:var(--border);transition:all .2s;}
.step-dot.active{background:var(--primary);transform:scale(1.3);}
.step-dot.done{background:var(--accent);}
.alert{padding:13px 16px;border-radius:var(--radius);font-size:14px;font-weight:600;line-height:1.4;}
.alert-warn{background:var(--warn-light);color:var(--warn);border:1px solid var(--warn);}
.alert-ok{background:var(--accent-light);color:var(--accent);border:1px solid var(--accent);}
.alert-info{background:var(--primary-light);color:var(--primary);border:1px solid var(--primary);}
.alert-gold{background:var(--gold-light);color:var(--gold);border:1px solid var(--gold);}
/* House visual */
.house-drawing{display:flex;flex-direction:column;align-items:stretch;}
.house-roof-svg{width:100%;display:block;color:var(--text);margin-bottom:-2px;}
.house-body{border:2px solid var(--text);border-top:none;display:flex;flex-direction:column;}
.hd .house-body{border-width:2.5px;}
.house-floor{border-top:2px solid var(--text);cursor:pointer;transition:background .15s;}
.house-floor:hover{background:rgba(0,0,0,0.04);}
.hd .house-floor{border-top-width:2.5px;}
.floor-label-banner{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.6px;color:var(--text-muted);padding:5px 10px 0;opacity:.7;}
.floor-cols{display:flex;}
.fcol{flex:1;padding:10px 8px;display:flex;flex-direction:column;gap:3px;border-right:1.5px solid var(--text);}
.fcol:last-child{border-right:none;}
.hd .fcol{border-right-width:2px;}
.fcol-label{font-size:12px;font-weight:700;color:var(--text-muted);line-height:1.2;}
.fcol-val{font-size:18px;font-weight:800;color:var(--text);}
.pct{font-size:11px;font-weight:800;color:var(--primary);margin-left:2px;}
.fst-row{display:flex;align-items:stretch;}
.fst-side{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:8px 6px;font-size:13px;font-weight:800;line-height:1.6;border-right:1.5px solid var(--text);color:var(--text-muted);min-width:28px;text-align:center;}
.hd .fst-side{border-right-width:2px;}
.basement-hdr{text-align:center;font-size:22px;font-weight:800;color:#c0392b;padding:6px 0 2px;font-family:'Caveat','Comic Sans MS',cursive;border-top:2.5px solid var(--text);letter-spacing:1px;}
.hf-biz-banner{background:var(--gold-light);}
.hf-goal-bg{background:var(--primary-light);}
.hf-fst-bg{background:var(--accent-light);}
.hf-base-bg{background:#f8fafc;}
/* Live preview bar */
.live-bar{background:var(--surface);border:1.5px solid var(--primary);border-radius:var(--radius);padding:12px 14px;display:flex;flex-direction:column;gap:6px;transition:all .2s;}
.live-row{display:flex;justify-content:space-between;align-items:center;font-size:13px;}
.live-label{color:var(--text-muted);font-weight:600;}
.live-val{font-weight:800;color:var(--text);}
.live-val.ok{color:var(--accent);}
.live-val.warn{color:var(--warn);}
/* Questionnaire */
.q-bubble{background:var(--primary);color:#fff;border-radius:18px 18px 18px 4px;padding:16px 18px;font-size:16px;font-weight:600;line-height:1.5;max-width:85%;align-self:flex-start;}
.q-hint-bubble{background:var(--bg);border:1.5px solid var(--border);border-radius:4px 18px 18px 18px;padding:12px 14px;font-size:13px;color:var(--text-muted);max-width:85%;align-self:flex-start;line-height:1.5;}
.q-chat{display:flex;flex-direction:column;gap:10px;}
.q-input-wrap{background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);padding:16px;display:flex;flex-direction:column;gap:12px;}
.q-progress{height:4px;background:var(--border);border-radius:100px;overflow:hidden;margin-bottom:4px;}
.q-progress-fill{height:100%;background:var(--primary);border-radius:100px;transition:width .4s;}
.mini-house{border:1.5px solid var(--border);border-radius:10px;overflow:hidden;background:var(--surface);}
.mini-row{display:flex;border-top:1px solid var(--border);font-size:12px;}
.mini-row:first-child{border-top:none;}
.mini-lbl{flex:1;padding:7px 10px;color:var(--text-muted);font-weight:700;}
.mini-val{padding:7px 10px;font-weight:800;color:var(--text);text-align:right;}
.mini-basement{background:#fff5f5;color:#c0392b;font-family:'Caveat',cursive;font-size:13px;font-weight:800;text-align:center;padding:5px;border-top:1px solid var(--border);}
/* Tabs */
.tabs{display:flex;border-bottom:2px solid var(--border);}
.tab{flex:1;padding:10px 8px;text-align:center;font-size:13px;font-weight:700;color:var(--text-muted);cursor:pointer;border-bottom:2.5px solid transparent;margin-bottom:-2px;transition:all .2s;}
.tab.on{color:var(--primary);border-bottom-color:var(--primary);}
/* Bottom nav */
.bnav{position:sticky;bottom:0;background:var(--surface);border-top:1.5px solid var(--border);display:flex;padding:6px 0 max(6px,env(safe-area-inset-bottom));z-index:50;}
.nav-it{flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;padding:6px 4px;border:none;background:none;cursor:pointer;color:var(--text-muted);font-family:var(--font);font-size:10px;font-weight:700;transition:color .2s;}
.nav-it .ni{font-size:22px;}
.nav-it.on{color:var(--primary);}
/* TX */
.tx-list{display:flex;flex-direction:column;}
.tx-item{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--border);}
.tx-item:last-child{border-bottom:none;}
.tx-ico{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0;}
.tx-meta{flex:1;min-width:0;}
.tx-desc{font-size:14px;font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.tx-cat{font-size:12px;color:var(--text-muted);}
.tx-amt{font-size:15px;font-weight:800;flex-shrink:0;}
.tx-debit{color:var(--warn);}
.tx-credit{color:var(--accent);}
/* Stat grid */
.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;}
.stat-box{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:14px;text-align:center;}
.stat-val{font-size:22px;font-weight:800;color:var(--primary);}
.stat-lbl{font-size:11px;color:var(--text-muted);margin-top:3px;}
/* User/bank cards */
.user-card{display:flex;align-items:center;gap:12px;padding:14px;background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);cursor:pointer;transition:border-color .2s;}
.user-card:hover{border-color:var(--primary);}
.avatar{width:42px;height:42px;border-radius:50%;background:var(--primary-light);display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:800;color:var(--primary);flex-shrink:0;}
.u-name{font-size:15px;font-weight:700;}
.u-det{font-size:12px;color:var(--text-muted);}
.bank-item{display:flex;align-items:center;gap:14px;padding:14px 16px;background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);cursor:pointer;transition:all .2s;}
.bank-item:hover{border-color:var(--primary);transform:translateX(2px);}
.bank-logo{font-size:28px;}
/* Code box */
.code-box{font-size:34px;font-weight:800;letter-spacing:8px;text-align:center;color:var(--primary);background:var(--primary-light);border-radius:var(--radius);padding:20px;font-family:monospace;}
/* Badge */
.badge{display:inline-block;padding:3px 10px;border-radius:100px;font-size:11px;font-weight:800;}
.badge-primary{background:var(--primary-light);color:var(--primary);}
.badge-ok{background:var(--accent-light);color:var(--accent);}
.badge-warn{background:var(--warn-light);color:var(--warn);}
.badge-gold{background:var(--gold-light);color:var(--gold);}
/* Modal */
.ov{position:fixed;inset:0;background:rgba(0,0,0,.5);display:flex;align-items:flex-end;justify-content:center;z-index:200;}
.modal{background:var(--surface);border-radius:var(--radius) var(--radius) 0 0;padding:20px 18px;width:100%;max-width:480px;max-height:85vh;overflow-y:auto;display:flex;flex-direction:column;gap:14px;}
.modal-handle{width:36px;height:4px;background:var(--border);border-radius:2px;margin:0 auto -6px;}
/* Misc */
.divider{height:1px;background:var(--border);}
.row{display:flex;align-items:center;gap:10px;}
.row-between{display:flex;align-items:center;justify-content:space-between;}
.text-center{text-align:center;}
.text-muted{color:var(--text-muted);font-size:13px;}
.emoji-big{font-size:48px;text-align:center;display:block;margin:4px 0;}
.header{background:var(--surface);border-bottom:1.5px solid var(--border);padding:12px 18px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:60;}
.header-title{font-size:17px;font-weight:800;color:var(--primary);}
.back-btn{background:none;border:none;font-size:22px;cursor:pointer;color:var(--text-muted);padding:4px;}
.icon-btn{background:none;border:none;font-size:20px;cursor:pointer;color:var(--text-muted);padding:4px;}